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Careers


Current available positions
(Interested candidates may email their resumes on : [email protected])

QUALIFICATION : BE/ME/B.Tech/M.Tech/MCA
EXPERIENCE : Minimum 15 years
JOB DESCRIPTION :
- Responsible for monitoring and alerting of IT systems to ensure early detection and correction of problems
- Ensure proper management, maintenance, provisioning and monitoring of all production environments
- Collaborate with the department of Network & Security, Application Administration to manage change initiatives in a structured
   manner to ensure systems availability, performance and reliability
- Build and maintain continuous integration, testing, monitoring, deployment using configuration management and
   other essential DevOps tools
- Automate deployment of applications, system configurations and security settings
- Design, build and improve tools and technologies that make up Continuous Integration and Continuous Delivery pipelines
- Responsible for ITIL functions of Service Management, Service Mapping, Change Management, Configuration Management,and
   Problem Management Incident Management, Service Level Management, Capacity Management,
   Release Management processes.
- Work with the IT department and business units to develop, enforce, monitor and maintain Service Level Agreements (SLAs)
   with vendors/service provider
- Oversee timely handover of new services from delivery teams to Operations;
- Partners with IT/business units to establish appropriate service level objectives for system reliability and availability and
   implements technology and processes to achieve SLA objectives.
- Leads the development and testing of Disaster Recovery/Business Continuity plans and processes.
- Manage system maintenance/backups and ensure the integrity of service recovery
- Manages relationships with and the performance of supplier/outsourcing partners and to ensure KPIs and SLAs are being
   achieved
- Tracks and communicates the KPIs of owned processes and present operational metrics to CEO / Board committee on a
   consistent basis
- Lead and manage the internal teams to ensure all KPIs, SLAs are met or exceeded
- Manages spending within the area of responsibility to adhere to the budget.
- Prepare & manage the IT Operations budget
- Verify software assets with license contracts, confirm hardware assets with actual inventory, and initiate corrective actions
   and tract them
- Managing a detailed inventory of software and hardware assets, and applying the information gathered in making the best
   decision concerning IT-related asset purchases, storage, handling and redistribution
- Demonstrated experience in designing/applying operating process expertise in settings such as IT Service Management, IT
   Operations Management, Network Operations Centres, and Data Centre operations
- Experience in ITSM operations and policy development

QUALIFICATION : Graduate/ PG
EXPERIENCE : Minimum 7 years in retail lending in banking Industry
JOB DESCRIPTION :
- Managing existing & exploring new channels/ partner relationship for business acquisition
- Maintaining business associate relationship
- Ensure timely preparation of business MIS
- Responsible for drafting robust policy framework & processes
- Launching & monitoring of new product offerings
- Inter department co-ordination for adherence to defined TATs, Processes
- Setting up processes to maintain high standard of customer ( internal & external ) satisfaction
- Regular competition benchmarking to stay in line with industry practices
- Provide management with comprehensive information about sales, costs, risks and profitability
- Designing campaigns for incremental monthly disbursements through various activities
- Monitor productivity and efficiency of Sales team and business channels
- Designing training programs on ongoing basis to update product and program changes

QUALIFICATION : Graduate/Post Graduate in Economics, from a premier institution. Must have studied macroeconomics and analytics.
JOB DESCRIPTION :
- Risk Evaluation
- Credit Note Processing
- Credit Ratio Analysis
- Preparing techno-economic viability report of large corporate loans
- Credit approvals for large corporate loans
- Market Forecasting & Benchmarking
- Credit Policy Restructuring as per industry trends & norms

NECESSARY KNOWLEDE, SKILLS AND ABILITIES:
- Should be able to substantially increase the percentage of smaller ticket loan advances.
- Knowledge about priority sector lending business and the target market.
- Introduce processes for improved customer service/client relations.
- Help business meet the priority sector lending targets set by the governing authorities.

1. TREASURY FRONT OFFICE –

QUALIFICATION : Graduate / PG
EXPERIENCE : Minimum 2 years
JOB DESCRIPTION :
- Fair understanding & conceptual knowledge of Treasury products such as Govt. Securities, Treasury Bill, Certificate of Deposit,
   Commercial Paper, Fixed Deposit, Corporate Bond, Debenture, Mutual Fund, Call Money, TREPS & CBLO, LAF - Repo, Reverse
   Repo, MSF, etc. ,
- Investment / Dealing in Securities (SLR & Non-SLR Instruments) & Money Market Operations ,
- Classifying the Investments & Portfolio Updation ,
- Well versed with CRR & Liquidity Management process, Cash flow statements & other tools ,
- Making Investments for Earmarked Funds & Reserve Funds ,
- Perform Asset Liability Management daily by investing, purchase/sale of securities, lending/borrowing in Interbank markets,
   etc. ,
- Conversant with applications like E-Kuber, NDS-OM, NDS-Call, TREPS & CBLO, CROMS, F-Trac, C-Brics, etc. & use them
   regularly for Investment/trading, Liquidity management, Deal Reporting & other functions
- Managing Investments & Liquidity of the Bank keeping Regulatory requirements & Asset Liability Management in view ,
- Ability to contribute in terms of Policy making, SOPs, Work flows, etc. ,
- Understand & perform the requirements of Treasury function with strict adherence to guidelines as per Regulatory bodies like
   RBI, CCIL, etc. ,
- Understand the Treasury requirements in detail & deliver in line with the expectations of senior management & stakeholders ,
- Capability to improvise & suggest for better decision making in Treasury function ,
- Knowledge about Regulatory guidelines applicable to Cooperative Banks, is a must ,
- Regular sourcing of market information’s from various sources & utilizing them for investment/trading/Treasury management
   objectives of the Bank ,
- Exploring new avenues for Investments, Tie-ups with other institutions, etc. ,
- Inclined towards taking additional (related) responsibilities, as may be required from time to time ,
- Strong passion to outperform the previous achievements & set new milestones in terms of performances.


2. TREASURY MID OFFICE –

QUALIFICATION : Graduate / PG
EXPERIENCE : Minimum 2 years
JOB DESCRIPTION :
- Fair understanding & conceptual knowledge of Treasury products such as Govt. Securities, Treasury Bill, Certificate of Deposit,
   Commercial Paper, Fixed Deposit, Corporate Bond, Debenture, Mutual Fund, Call Money, TREPS & CBLO, LAF - Repo, Reverse
   Repo, MSF, etc. ,
- Monitoring of daily CRR & SLR positions in adherence to Regulatory Requirements ,
- Monitoring regular cash flow movements ,
- Formulation of Investment Policy for the Bank & incorporate amendments (as required from time to time) ,
- Recommend Shifting of Investment Classifications, supported with justification ,
- Maintaining custody of Investment Certificates & Physical investments, if any
- Tracking of maturities / renewals / encashments of Investments , etc. ,
- Monitoring of Interest Receivable / Payable / Received / Paid & amortization on Investments on regular basis
- Preparation of MIS / ALM Reports for Reserve Bank of India ,
- Preparation of various Analysis, MIS & Reports required by Senior Mgt, other departments, ALCO presentations, etc. ,
- Preparation/Calculation of 'Duration Gap Analysis', 'Simulation', 'Value-at Risk' (VaR), 'Stress Test', 'Liquidity Ratios' and other risk
   related exercises & suggesting remedies ,
- Preparation of Yearly Investment Budget in consultation with Treasury Front & Back Office ,
- Conversant with all Treasury risk management techniques applicable to Cooperative Banks & as required by Reserve Bank of
   India from time to time ,
- Fixing & Monitoring of Broker, Counterparty, Stop loss limit, Inter-bank limits, etc. ,
- Attending to Inspection / Audit reports & submission of compliance thereof in co-ordination with related departments ,
- Periodical Review of Investment Portfolio for placing up to the Board ,
- Submission of daily reports on Investment ,
- Monitoring of overall Treasury functions from risk perspective ,
- Valuation & Accounting of trades carried out by Treasury Front Office ,
- Conversant with applications like E-Kuber, NDS-OM, NDS-Call, TREPS & CBLO, CROMS, F-Trac, C-Brics, etc. ,
- Monitoring of adherence to margin requirements ,
- Ability to contribute in terms of Policy making, SOPs, Work flows, etc. ,
- Understand the Treasury requirements in detail & deliver in line with the expectations of senior management & stakeholders ,
- Knowledge about Regulatory guidelines applicable to Cooperative Banks, is a must ,
- Inclined towards taking additional responsibilities, as may be required from time to time.


3. TREASURY BACK OFFICE –

QUALIFICATION : Graduate / PG
EXPERIENCE : Minimum 2 years
JOB DESCRIPTION :
- Fair understanding & conceptual knowledge of Treasury products such as Govt. Securities, Treasury Bill, Certificate of Deposit,
   Commercial Paper, Fixed Deposit, Corporate Bond, Debenture, Mutual Fund, Call Money, TREPS/CBLO, LAF – Repo, Reverse
   Repo, MSF, etc. ,
- Processing & Settlement of all trades carried out by Treasury Front Office ,
- Well versed with preparation & circulation of Liquidity Statements, Cash flow statements & other Back Office MIS as required
   from time to time ,
- Close & constant monitoring of Bank’s balances with other Banks, as part of Liquidity Management inputs ,
- Deal Confirmation & Validation ,
- Valuation & Accounting of Treasury deals ,
- Sound knowledge & hands on experience of Deal Settlement for all Domestic & Money Market products,
- Conversant with applications like E-Kuber, NDS-OM, NDS-Call, TREPS/CBLO, CROMS, F-Trac, C-Brics, SFMS, other Payment &
   Settlement systems, etc. & use them regularly for Deal Authorization, Reporting, Fund Payments & other requirements, as
   applicable ,
- Monitoring Investments & Liquidity of the Bank keeping Regulatory requirements & Asset Liability Management in view &
   informing Treasury Front Office from time to time ,
- Keeping Treasury Front Office & other stakeholders informed of all other Treasury requirements from time to time,
- Ability to contribute in terms of Policy making, SOPs, Work flows, etc. ,
- Preparation of Investment Committee agenda ,
- Attending to audit requirements & follow-up thereof ,
- Follow up with auditors to obtain certificates for non-deduction of TDS and depositing the same with various Financial
   Institutions. Follow up of TDS Certificates with the Institutions ,
- Collection of information’s on Credit worth of external parties (Counterparties, Brokers, etc.) for empanelment in consultation
   with Treasury Front & Mid Offices ,
- Fair knowledge & user experience of Treasury Systems (CBS), ability to customize Treasury module suiting department
   requirements & also lead in migration process ,
- Hands on experience in UAT & Production environments for Treasury applications ,
- Understand & perform the requirements of Treasury Back Office function with strict adherence to guidelines as per Regulatory
   bodies like RBI, CCIL, etc. ,
- Realise the Treasury requirements in detail & deliver in line with the expectations of senior management & stakeholders ,
- Tracking all fund inflows over time, including Maturity/Redemption, Interest payments, etc. & follow up with parties if required ,
- Checking on daily basis the actual interest received against the interest receivable statements received from Treasury Mid
   Office for entire investments
- Reconciliation of Treasury deals/transactions both Securities & Fund Legs along with Portfolio reconciliation ,
- Scrutinize amortization of investment premium ,
- Check & payment of periodical Regulatory charges ,
- Preparation & timely submission of Investment related Returns ,
- Record/Book Keeping ,
- Perform Transfer/Withdrawal of Securities/Funds placed as margin with Regulatory Bodies ,
- Ensure adherence to margin requirements ,
- Capability to improvise & suggest for better decision making in Treasury Back Office function,
- Knowledge about Regulatory guidelines applicable to Cooperative Banks, is a must ,
- Inclined towards taking additional responsibilities that may be required from time to time ,
- Open to learn new activities.

QUALIFICATION : Graduate/ PG
EXPERIENCE : Minimum 2 years
JOB DESCRIPTION :
- Outward Remittance Miscellaneous Remittances (Education, Maintenance, Gift, Medical
- Outward Remittance Services (Events, Fees and Travel expenses by Companies along with 15CA 15CB)
- Outward Remittance for Import Payment (Advance, Direct and Import Bill Collection)
- Letter of Credit Issue and Remittance (Foreign and Inland)
- Bill of Entry follow up and Submission for the Remittances done as well as old Pending Bill of Entries since 2002
   (Asked by HDFC Bank Ltd in the year 2019)
- Issue of Foreign Demand Draft
- Issue and Encashment of Foreign Currency Notes and Travel Cards
- Inward Remittances for Export of Goods and Services (Advance and Direct)
- Inward Remittances Miscellaneous Remittances (Family Maintenance, Gift, Medical)
- Export Bill Collection (with LC and without LC)
- Export Bill Regularization (Advance and Direct)
- Collection of Cheques in Foreign Currency
- Bill Discounting under Inland LC (Beneficiary our Customer)
- Issue of Bank Guarantee through Union Bank

QUALIFICATION : Graduate/ PG
EXPERIENCE : Minimum 2 years
JOB DESCRIPTION :
- Perform various task at branch for giving customer service
- Handle customer complaints and solve problems
- Knowledge of retail banking rules and procedures
- Must be handle branch cash counter
- Responsible for acquiring new customers through multiple channel
- Oversee account opening, account closing and product sales activities
- Make follow-up calls with customers and close all pending items
- Identify and contact potential customers to increase customer base.
- Maintain up-to-date knowledge about bank products and services.
- Cross selling of bank products – deposit and advances
- Must be known about overall branch banking operations.

QUALIFICATION : BE / BTECH with First class in computer science & Electronic communication or equivalent
EXPERIENCE : Minimum 5 years
JOB DESCRIPTION :
- Install and configure software/hardware and Upgrade systems with new releases and models.
- Monitor performance and maintain systems according to requirements.
- Monitoring and Managing VMware, Windows and Linux infrastructure.
- Monitoring Backup tasks and Running Restore drills for backup.
- Troubleshoot issues and outages.
- Ensure security through access controls and backups.
- Build an internal technical documentation, manuals, and IT policies.
- Maintaining inventory, preparing incident and change management reports.
- Demonstrate an in-depth understanding of IT Asset Management (Sapphire), Patch Management and Device Hardening, Device
   Onboarding/Off Boarding.
- Have knowledge and experience in Trend Micro Anti-Virus, Data Leak Protection (DLP), File Integrity Monitoring (FIM).
- Have Working experience and knowledge of Active Directory, DNS, IIS.
- Have good hands-on experience in handling server hardware, Linux Operating System, including CLI.
- Have good knowledge of VMware virtualization like VCenter, Storage Area Network (SAN devices), Backup (Accronis) and
   offshore backup.
- Have advance knowledge of Windows Server Operating System, implementation of IT Asset Management in
   Data Center environment and Bank’s branch offices.
- Other competencies such as Critical Thinking, excellent communication skills and a good team player.

QUALIFICATION : Graduate/ PG
EXPERIENCE : Minimum 5 years
JOB DESCRIPTION :
- Strong background knowledge and hands-on experience on manual testing concepts, test case design techniques,
   SDLC models, Defect life cycle, etc.
- Strong testing skills in Web/Desktop/Mobile application
- Should have the ability to create test cases, test plans, use cases, defect reports
- Should have the ability to prepare test summary reports
- Should have prior experience in using popular test management and defect management tools such as Jira.
- Should have quick learning abilities
- Banking Domain knowledge
- ISTQB certification
- Design and develop test plans, test cases
- Execute test cases, test reports & defect tracking
- Retesting, Regression testing & Sanity Testing
- Prepare test data and test environments
- Mentor junior testers in the team

QUALIFICATION : BE/ BTECH with first class in IT, Computer science & communication or equivalent.
EXPERIENCE : Minimum 5 years
JOB DESCRIPTION :
- The Candidate will be responsible for managing the Bank’s network, overseeing active projects including but not limited
   to developing plans and schedules, interfacing with vendors, the acquisition of hardware/software, prioritization of workload,
   performance reviews and all other aspect of personnel management and team management.
- Work with Information Security team to highlight and investigate incidents. Audit and review all system logs for issues and
   remedy or escalate as needed.
- Responsible for creating best technical architecture models by utilizing knowledge of industry, technical trends and
   periodically organizing, driving the evaluation of the network architecture and the plan for future enhancements of the network
   environment.
- Responsible for ensuring that all owned infrastructure is kept secure using approved software updates. Assist with testing of all
   proposed software updates.
- Responsible for Identifying, evaluating, and selecting a new products & services to ensure solutions satisfy business
   requirements and performance goals.
- Demonstrate an in-depth understanding of IP networking including routing, switching, and addressing concepts.
- Have excellent knowledge and experience in Fortinet Firewall, Fortinet IPS and Fortinet VPN and Fortinet WAF.
- Have hands on troubleshooting experience in Enterprise LAN and WAN environment.
- Technical expertise with Cisco Switching, Nexus, SDWAN, Wireless, LB and Routing protocols (EIGRP, OSPF, BGP, ISIS).
- Knowledge of MPLS, ILL, QoS and Cisco VoIP
- Advanced knowledge of implementation of LAN/WAN switching and routing implementation and operation in Data Centre
   environment and Bank’s branch offices.
- Other competencies such as Critical Thinking, excellent communication skills and a good team player.

QUALIFICATION : Graduate/ PG
EXPERIENCE : Minimum 5 years in service desk
JOB DESCRIPTION :
- Expertise in modules like CASA, Loan, TDA, CRM and Transaction maintenance as far as the banking domain is concerned.
- Hands-on Production support experience on the Core Banking platform
- End to End Handing of Finacle application production issues work ranging from Ticket assignment and resolution, Issue
   analysis, Code fix, SIT Testing, UAT Test planning (Scope , duration), UAT support for the user, Source promotion to production.
- DR drill activity
- Follow the Production Support process
- Sound knowledge of Finacle scripting and SQL/PL-SQL
- Must promote a collaborative environment within and across IT teams.
- Must be effective with oral and written communication
- Must be organized, self-sufficient and have the ability to manage multiple initiatives simultaneously. Must have the ability to
   coordinate with other teams and vendors to ensure that project workflow is effectively communicated.
- To guide the Branch staff to adjust to the finacle environment.
- To ensure the smooth functioning of the Branch.
- Understanding Business requirements and Functional specification documents
- Providing application (core banking system) technical and functional support to users.
- Functional analysis of various modules of CBS.
- Liaising with Core Banking System end-users and ensuring closure of issues.
- Contributed to carrying out various rounds of testing to ensure optimum operability.
- Participated in analytical exercises to solve complex, cross-functional and technical issues.
- Acquired over the years sound knowledge of banking system workflow, regulatory guidelines, retail banking, loan module, and
   corporate banking.
- To carry out centralized EOD activities.
- Coordinate recurring issues and ensure long-term resolution through proper Incident and Problem Management.
- Working with various teams like the Infrastructure, development team to resolve, analysis of root cause for complex issues and
   outages
- Strong stakeholder management skills with main focus on continuous service improvement, consistent delivery and stability of
   production.
- Interacting with the Onsite team/vendors.
- Knowledge of reporting and MIS

QUALIFICATION : Graduate/Post Graduate in Banking and Finance with a degree in Business Management. Must have studied Risk Management and Corporate Finance.
JOB DESCRIPTION :
- Participate in establishing new risk analysis methodologies
- Propose changes to mitigate negative impact of new regulations
- Risk Evaluation & Mitigation
- Organization Risk Management
- Develop tools for automating
- Optimising and analysing various indicators
- Performs research that determines the probability of asset loss or rewards from investments
- Oversee and report risk metrics to Management
- Measure, observe and study market, credit & cash-flow risks for trading, banking and investments.

NECESSARY KNOWLEDE, SKILLS AND ABILITIES:
- Knowledge about financial statements.

- Understanding of financial forecasting.

- Ability to comprehend various budgets of the company.

- Understanding of Finacle preferred.

- Must know how to prepare research reports on finance.

- Understanding of Indian economy and its banking industry.

QUALIFICATION : Degree in Law
EXPERIENCE : Minimum 5 years
JOB DESCRIPTION :
- Drafting of Service agreement, loan agreements, technology agreements, sales agreement , non- disclosure agreement, MOU
- Checking and verify external agreements
- Coordination with external legal counsel for litigation
- Compliance and legal matters of the Bank
- Shareholders agreements, SPA’s and other investment based documentation
- Any other contract documentation and verification
- Reporting data to management
- Analysis of any new laws, regulations, guidelines issued by the regulatory authority
- Handle customer/ client grievance matters for compliance with grievance Redressal guidelines
- Drafting and vetting of various legal correspondence including agreements, letters.
- Drafting and implementing various policies and procedures in light with the regulatory framework

EDUCATION QUALIFICATION : Post Graduate / Graduate in any discipline
JOB DESCRIPTION :
- Responsible for Credit risk analysis & underwriting for Microfinance
- Analysis of customer loan proposal and credit needs
- Implementation of Credit policies and procedures, processing of retail & Business loans , documentation ad credit Monitoring
- Monitoring of loans account post disbursement

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