Diamond Savings Account (Women Saving Account)
Features of the Diamond Savings Account:
- Average Quarterly Balance (AQB) of Rs. 2,500/-
- 2 Cheque Books free per year (25 leaves per cheque book)
- No ATM annual maintenance charges
- Free unlimited transactions at any NICB ATM
- 5 transactions viz. cash withdrawals/balance inquiry etc. free per month on other Bank ATM
- Debit card with higher transaction limit
- 0.5% cash back on all POS transactions
- Gold loan interest at 9.50%
- Housing loan interest at 9.50% (upto Rs.25.00 lac)
- Locker Rent at 25% discount on "A" and "B" type
- No processing fee on Retail Loans
- Accidental Death Insurance for Rs.1.00 lac
- RTGS and NEFT payments to other banks.
- Anywhere banking - Deposit or Withdrawal across any NICB branches.
- Standing instructions.
- Nomination facility.
- Free SMS alerts.
- 24X7 customer care.
- Internet banking facility.
- Mobile banking facility
- Mpassbook app
* If AQB is not maintained for 2 continuous Quarters, account will be converted into a regular Savings / Current account.
* All features will be available subject to maintenance of AQB